Terms of Service

1. Acceptance of Terms

By accessing or using CalcDeck (calcdeck.io), you agree to be bound by these Terms of Service. If you do not agree, please do not use our site.

2. Not Financial Advice

The calculators and content on CalcDeck are provided for informational and educational purposes only. They do not constitute financial, investment, tax, legal, or professional advice.

You should not make financial decisions based solely on the results from our calculators. Always consult a qualified financial advisor, tax professional, or attorney before making significant financial commitments.

3. Accuracy Disclaimer

While we strive for accuracy in our calculations and formulas, CalcDeck makes no guarantee that results are error-free, complete, or current. Calculations are based on general formulas and publicly available data, which may not reflect your specific situation.

Factors that may cause actual results to differ include: local tax rates, insurance premiums, lender-specific fees, credit score impacts, market conditions, and regulatory changes. Use results as estimates, not quotes.

4. Use at Your Own Risk

Your use of CalcDeck and its calculators is at your sole risk. CalcDeck disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We are not liable for any damages arising from your use of our site or reliance on calculator results.

5. No Affiliate Bias

CalcDeck does not accept payment from lenders, real estate agents, or financial institutions to bias calculator results or recommend specific products. Our calculators are designed to provide unbiased, transparent financial projections.

We may display third-party advertisements through Google AdSense. These ads are clearly distinguishable from our content and do not influence our calculations or recommendations.

6. Intellectual Property

All content on CalcDeck, including but not limited to text, graphics, logos, calculator designs, formulas, and code, is the property of CalcDeck and protected by applicable intellectual property laws.

Our embed widgets may be used on third-party sites per the terms specified on the embed page. All other reproduction, distribution, or modification requires our prior written consent.

7. Third-Party Links

CalcDeck may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any linked site. Inclusion of a link does not imply endorsement.

8. Data & Privacy

All calculator computations happen entirely in your browser. We do not transmit, store, or log the financial data you enter. For full details, see our Privacy Policy.

9. Changes to Terms

We may update these terms at any time. Changes will be posted on this page with an updated date. Continued use after changes constitutes acceptance.

10. Contact

For questions about these terms, contact us at: